/* =========================================================
   SOLIDARITY CREDIT — main.css
   Enqueued after style.css. Layout, components, responsive.
========================================================= */

/* ---------- Skip link ---------- */
.skip-link{
  position:absolute; left:-999px; top:0; background:var(--sc-navy); color:#fff;
  padding:12px 20px; z-index:9999; border-radius:0 0 8px 0;
}
.skip-link:focus{ left:0; }

/* ---------- Header ---------- */
.site-header{
  position:sticky; top:0; z-index:500;
  background:rgba(255,255,255,.85); backdrop-filter:blur(10px);
  border-bottom:1px solid var(--sc-grey-line);
  transition:box-shadow .3s ease;
}
.site-header.is-scrolled{ box-shadow:0 6px 24px rgba(11,44,85,.08); }
.site-header.is-scrolled .container{ padding-top:8px; padding-bottom:8px; }
.site-header.is-scrolled .brand img{ height:34px; }
.site-header .container{ display:flex; align-items:center; justify-content:space-between; padding-top:14px; padding-bottom:14px; }
.brand{ display:flex; align-items:center; gap:12px; }
.brand img{ height:42px; width:auto; }
.brand-name{ font-family:var(--font-display); font-weight:700; font-size:19px; color:var(--sc-navy-deep); }
.brand-name small{ display:block; font-family:var(--font-mono); font-size:10px; letter-spacing:.1em; color:var(--sc-gold); font-weight:600; }

.main-nav{ display:flex; align-items:center; gap:34px; }
.main-nav ul{ display:flex; gap:28px; }
.main-nav a{
  font-size:14.5px; font-weight:500; color:var(--sc-text); position:relative; padding:6px 0;
}
.main-nav a::after{
  content:''; position:absolute; left:0; bottom:0; width:0; height:2px; background:var(--sc-gold);
  transition:width .25s ease;
}
.main-nav a:hover::after, .main-nav a.current::after{ width:100%; }

/* ---------- Dropdown submenu (e.g. Kredite / Services) ---------- */
.main-nav li{ position:relative; }
.main-nav .sub-arrow{ font-size:10px; margin-left:5px; transition:transform .25s ease; }
.main-nav li.menu-item-has-children:hover .sub-arrow{ transform:rotate(180deg); }
.main-nav ul.sub-menu{
  display:none; position:absolute; top:100%; left:0; margin-top:14px; min-width:230px;
  background:#fff; border:1px solid var(--sc-grey-line); border-radius:var(--radius-md);
  box-shadow:var(--shadow-lift); padding:10px; flex-direction:column; gap:0; z-index:600;
}
.main-nav li.menu-item-has-children:hover > ul.sub-menu{ display:flex; }
.main-nav ul.sub-menu li{ width:100%; }
.main-nav ul.sub-menu a{ display:block; padding:10px 14px; border-radius:8px; font-size:14px; }
.main-nav ul.sub-menu a::after{ display:none; }
.main-nav ul.sub-menu a:hover{ background:var(--sc-grey); color:var(--sc-navy); }

@media (max-width: 960px){
  .main-nav ul.sub-menu{
    position:static; display:none; box-shadow:none; border:none; background:rgba(255,255,255,.04);
    margin:6px 0 0; padding:0 0 0 16px;
  }
  .main-nav li.menu-item-has-children.mobile-open > ul.sub-menu{ display:flex; }
  .main-nav li.menu-item-has-children:hover > ul.sub-menu{ display:none; }
  .main-nav li.menu-item-has-children.mobile-open > ul.sub-menu{ display:flex; }
  .main-nav ul.sub-menu a{ color:rgba(255,255,255,.8); font-size:15.5px; padding:8px 0; }
  .main-nav ul.sub-menu a:hover{ background:none; color:var(--sc-gold-light); }
}
.header-cta{ display:flex; align-items:center; gap:18px; }
.header-phone{ font-family:var(--font-mono); font-size:14px; color:var(--sc-navy); font-weight:600; display:flex; align-items:center; gap:8px; }

.nav-toggle{ display:none; background:none; border:none; padding:8px; }
.nav-toggle span{ display:block; width:26px; height:2px; background:var(--sc-navy-deep); margin:5px 0; transition:.3s; }

@media (max-width: 960px){
  .main-nav{ position:fixed; inset:0 0 0 auto; width:min(340px,85vw); height:100vh; background:var(--sc-navy-deep);
    flex-direction:column; align-items:flex-start; padding:100px 32px 32px; transform:translateX(100%); transition:transform .35s ease; }
  .main-nav.open{ transform:translateX(0); }
  .main-nav ul{ flex-direction:column; gap:22px; }
  .main-nav a{ color:#fff; font-size:18px; }
  .header-cta{ margin-top:34px; }
  .header-phone{ color:var(--sc-gold-light); }
  .nav-toggle{ display:block; }
}

/* ---------- Hero ---------- */
.hero{
  position:relative; overflow:hidden; background:var(--sc-navy-deep); color:#fff;
  padding:80px 0 60px;
}
.hero::before{
  content:''; position:absolute; inset:0;
  background:
    radial-gradient(60% 50% at 85% 10%, rgba(201,162,39,.18), transparent 60%),
    radial-gradient(50% 40% at 0% 100%, rgba(201,162,39,.10), transparent 60%);
  pointer-events:none;
  animation:hero-glow 10s ease-in-out infinite alternate;
}
@keyframes hero-glow{
  from{ opacity:.85; }
  to{ opacity:1; }
}
@media (prefers-reduced-motion: reduce){ .hero::before{ animation:none; } }
.hero-grid{ display:grid; grid-template-columns:1.05fr .95fr; gap:64px; align-items:center; position:relative; z-index:2; }
.hero-tag{ display:inline-flex; align-items:center; gap:8px; background:rgba(255,255,255,.08); border:1px solid rgba(201,162,39,.4);
  padding:8px 16px; border-radius:999px; font-size:13px; font-family:var(--font-mono); color:var(--sc-gold-light); margin-bottom:26px; }
.hero h1{ color:#fff; font-size:clamp(34px,4.4vw,56px); margin-bottom:22px; }
.hero h1 em{ font-style:normal; color:var(--sc-gold-light); }
.hero-sub{ font-size:18px; color:rgba(255,255,255,.75); max-width:520px; margin-bottom:34px; }
.hero-actions{ display:flex; gap:16px; flex-wrap:wrap; margin-bottom:40px; }
.hero-trust{ display:flex; gap:32px; flex-wrap:wrap; }
.hero-trust div{ font-family:var(--font-mono); }
.hero-trust strong{ display:block; font-size:26px; color:var(--sc-gold-light); font-family:var(--font-mono); }
.hero-trust span{ font-size:12.5px; color:rgba(255,255,255,.6); }

/* ---------- Calculator (signature element) ---------- */
.calc-card{
  background:linear-gradient(165deg,#122340,#0B2C55);
  border:1px solid rgba(201,162,39,.35);
  border-radius:var(--radius-lg); padding:36px; box-shadow:var(--shadow-lift);
}
.calc-card h3{ color:#fff; font-size:15px; text-transform:uppercase; letter-spacing:.08em; font-family:var(--font-mono); font-weight:600; margin-bottom:24px; opacity:.8; }
.calc-row{ margin-bottom:22px; }
.calc-row label{ display:flex; justify-content:space-between; font-size:13.5px; color:rgba(255,255,255,.7); margin-bottom:10px; }
.calc-row label b{ color:var(--sc-gold-light); font-family:var(--font-mono); font-size:15px; }
input[type=range]{
  -webkit-appearance:none; width:100%; height:4px; border-radius:4px; background:rgba(255,255,255,.2); outline:none;
}
input[type=range]::-webkit-slider-thumb{
  -webkit-appearance:none; width:20px; height:20px; border-radius:50%;
  background:var(--sc-gold); border:3px solid #fff; cursor:pointer; box-shadow:0 2px 8px rgba(0,0,0,.3);
}
input[type=range]::-moz-range-thumb{ width:20px; height:20px; border-radius:50%; background:var(--sc-gold); border:3px solid #fff; cursor:pointer; }

.calc-result{ margin-top:28px; padding-top:26px; border-top:1px solid rgba(255,255,255,.15); }
.calc-result-main{ display:flex; align-items:baseline; gap:10px; margin-bottom:18px; }
.calc-result-main .amount{ font-family:var(--font-mono); font-size:44px; font-weight:700; color:#fff; }
.calc-result-main .unit{ font-size:14px; color:rgba(255,255,255,.6); }
.calc-mini-grid{ display:grid; grid-template-columns:1fr 1fr; gap:14px; }
.calc-mini{ background:rgba(255,255,255,.06); border-radius:var(--radius-sm); padding:14px 16px; }
.calc-mini span{ display:block; font-size:11.5px; color:rgba(255,255,255,.55); margin-bottom:4px; }
.calc-mini b{ font-family:var(--font-mono); color:var(--sc-gold-light); font-size:17px; }
.calc-disclaimer{ font-size:11.5px; color:rgba(255,255,255,.45); margin-top:18px; line-height:1.5; }
.calc-sparkline{ margin-top:20px; }
.calc-sparkline svg path{ transition:d .3s ease; }

@media (max-width: 960px){
  .hero-grid{ grid-template-columns:1fr; }
}

/* ---------- Stats strip ---------- */
.stats-strip{ background:var(--sc-white); padding:56px 0; border-bottom:1px solid var(--sc-grey-line); }
.stats-grid{ display:grid; grid-template-columns:repeat(4,1fr); gap:24px; text-align:center; }
.stat-item .num{ font-family:var(--font-mono); font-size:38px; font-weight:700; color:var(--sc-navy); }
.stat-item .num span{ color:var(--sc-gold); }
.stat-item .label{ font-size:13.5px; color:var(--sc-text-muted); margin-top:6px; }
@media (max-width: 760px){ .stats-grid{ grid-template-columns:repeat(2,1fr); } }

/* ---------- Section headers ---------- */
.section-head{ max-width:640px; margin-bottom:56px; }
.section-head.center{ margin-left:auto; margin-right:auto; text-align:center; }
.section-head h2{ font-size:clamp(28px,3.2vw,40px); }
.section-head p{ color:var(--sc-text-muted); font-size:17px; }

/* ---------- Advantage / feature cards ---------- */
.grid-3{ display:grid; grid-template-columns:repeat(3,1fr); gap:28px; }
.grid-4{ display:grid; grid-template-columns:repeat(4,1fr); gap:24px; }
.card{
  background:#fff; border:1px solid var(--sc-grey-line); border-radius:var(--radius-md); padding:32px;
  transition:transform .3s ease, box-shadow .3s ease, border-color .3s ease;
}
.card:hover{ transform:translateY(-6px); box-shadow:var(--shadow-soft); border-color:transparent; }
.card-icon{
  width:52px; height:52px; border-radius:14px; background:var(--sc-grey);
  display:flex; align-items:center; justify-content:center; color:var(--sc-navy); font-size:22px; margin-bottom:20px;
}
.card:hover .card-icon{ background:var(--sc-navy); color:var(--sc-gold-light); }
.card h3{ font-size:19px; margin-bottom:10px; }
.card p{ color:var(--sc-text-muted); font-size:15px; margin-bottom:0; }

@media (max-width: 960px){ .grid-3{ grid-template-columns:1fr 1fr; } .grid-4{ grid-template-columns:1fr 1fr; } }
@media (max-width: 620px){ .grid-3, .grid-4{ grid-template-columns:1fr; } }

/* ---------- Credit types grid ---------- */
.credit-type-card{
  background:#fff; border-radius:var(--radius-md); border:1px solid var(--sc-grey-line); padding:28px; display:flex; flex-direction:column; gap:14px;
  transition:.3s ease;
}
.credit-type-card:hover{ border-color:var(--sc-gold); box-shadow:var(--shadow-soft); transform:translateY(-4px); }
.credit-type-card .tag{ font-family:var(--font-mono); font-size:11.5px; color:var(--sc-gold); text-transform:uppercase; letter-spacing:.08em; }
.credit-type-card h3{ font-size:20px; margin:0; }
.credit-type-card p{ color:var(--sc-text-muted); font-size:14.5px; }
.credit-type-card .link{ font-weight:600; font-size:14px; color:var(--sc-navy); display:inline-flex; align-items:center; gap:6px; margin-top:auto; }

/* ---------- Process steps ---------- */
.process-grid{ display:grid; grid-template-columns:repeat(4,1fr); gap:0; position:relative; }
.process-grid::before{ content:''; position:absolute; top:26px; left:6%; right:6%; height:2px; background:var(--sc-grey-line); z-index:0; }
.process-step{ position:relative; z-index:1; text-align:center; padding:0 18px; }
.process-num{
  width:54px; height:54px; border-radius:50%; background:var(--sc-navy-deep); color:var(--sc-gold-light);
  font-family:var(--font-mono); font-weight:700; font-size:18px; display:flex; align-items:center; justify-content:center;
  margin:0 auto 20px; border:4px solid #fff; box-shadow:0 0 0 1px var(--sc-grey-line);
}
.process-step h4{ font-size:16.5px; margin-bottom:8px; }
.process-step p{ font-size:14px; color:var(--sc-text-muted); }
@media (max-width:900px){ .process-grid{ grid-template-columns:1fr 1fr; gap:36px 0; } .process-grid::before{ display:none; } }
@media (max-width:560px){ .process-grid{ grid-template-columns:1fr; } }

/* ---------- Testimonials ---------- */
.testi-track{ display:grid; grid-template-columns:repeat(3,1fr); gap:26px; }
.testi-card{ background:#fff; border:1px solid var(--sc-grey-line); border-radius:var(--radius-md); padding:30px; }
.testi-stars{ color:var(--sc-gold); font-size:14px; margin-bottom:14px; letter-spacing:2px; }
.testi-quote{ font-size:15.5px; color:var(--sc-text); margin-bottom:20px; }
.testi-person{ display:flex; align-items:center; gap:12px; }
.testi-avatar{ width:42px; height:42px; border-radius:50%; background:var(--sc-navy); color:#fff; display:flex; align-items:center; justify-content:center; font-family:var(--font-mono); font-weight:700; }
.testi-name{ font-weight:600; font-size:14.5px; }
.testi-loc{ font-size:12.5px; color:var(--sc-text-muted); }
@media (max-width:900px){ .testi-track{ grid-template-columns:1fr; } }

/* ---------- FAQ category tabs ---------- */
.faq-tabs{ display:flex; gap:10px; flex-wrap:wrap; justify-content:center; margin-bottom:40px; }
.faq-tab{
  background:#fff; border:1px solid var(--sc-grey-line); padding:10px 20px; border-radius:999px;
  font-size:14px; font-weight:600; color:var(--sc-text-muted); transition:.25s ease;
}
.faq-tab:hover{ border-color:var(--sc-gold); color:var(--sc-navy); }
.faq-tab.active{ background:var(--sc-navy-deep); color:#fff; border-color:var(--sc-navy-deep); }

/* ---------- FAQ accordion ---------- */
.faq-list{ max-width:820px; margin:0 auto; }
.faq-item{ border-bottom:1px solid var(--sc-grey-line); }
.faq-q{
  width:100%; text-align:left; background:none; border:none; padding:22px 0; display:flex; justify-content:space-between;
  align-items:center; font-family:var(--font-display); font-size:17px; font-weight:600; color:var(--sc-navy-deep);
}
.faq-q .plus{ font-size:22px; color:var(--sc-gold); transition:transform .3s ease; flex:none; margin-left:16px; }
.faq-item.open .faq-q .plus{ transform:rotate(45deg); }
.faq-a{ max-height:0; overflow:hidden; transition:max-height .35s ease; }
.faq-a p{ padding-bottom:22px; color:var(--sc-text-muted); font-size:15px; margin:0; }

/* ---------- Trust banner ---------- */
.trust-banner{ display:flex; align-items:center; justify-content:space-between; flex-wrap:wrap; gap:24px; }
.trust-badges{ display:flex; gap:36px; flex-wrap:wrap; }
.trust-badge{ display:flex; align-items:center; gap:10px; font-size:14px; color:rgba(255,255,255,.8); }
.trust-badge i{ color:var(--sc-gold-light); }

/* ---------- Partner logos ---------- */
.partners-row{ display:flex; align-items:center; justify-content:space-between; gap:40px; flex-wrap:wrap; opacity:.55; }
.partners-row div{ font-family:var(--font-display); font-weight:700; font-size:20px; color:var(--sc-navy); letter-spacing:.02em; }

/* ---------- CTA banner ---------- */
.cta-banner{
  background:linear-gradient(120deg,var(--sc-navy-deep),var(--sc-navy)); border-radius:var(--radius-lg);
  padding:56px; text-align:center; color:#fff; position:relative; overflow:hidden;
}
.cta-banner::after{ content:''; position:absolute; inset:0; background:radial-gradient(50% 80% at 100% 0%, rgba(201,162,39,.25), transparent 70%); }
.cta-banner h2{ color:#fff; position:relative; z-index:1; }
.cta-banner p{ color:rgba(255,255,255,.75); position:relative; z-index:1; }
.cta-banner .btn{ position:relative; z-index:1; }

/* ---------- Footer ---------- */
.site-footer{ background:var(--sc-navy-deep); color:rgba(255,255,255,.65); padding:72px 0 28px; }
.footer-grid{ display:grid; grid-template-columns:1.4fr 1fr 1fr 1fr; gap:40px; margin-bottom:50px; }
.footer-brand img{ height:38px; margin-bottom:16px; }
.footer-brand p{ font-size:14px; max-width:280px; }
.footer-col h4{ color:#fff; font-size:14px; text-transform:uppercase; letter-spacing:.08em; font-family:var(--font-mono); margin-bottom:18px; }
.footer-col ul li{ margin-bottom:12px; }
.footer-col a{ font-size:14.5px; }
.footer-col a:hover{ color:var(--sc-gold-light); }
.footer-bottom{ border-top:1px solid rgba(255,255,255,.12); padding-top:26px; display:flex; justify-content:space-between; flex-wrap:wrap; gap:12px; font-size:13px; }
.footer-social{ display:flex; gap:14px; }
.footer-social a{ width:36px; height:36px; border-radius:50%; border:1px solid rgba(255,255,255,.2); display:flex; align-items:center; justify-content:center; }
.footer-social a:hover{ border-color:var(--sc-gold); color:var(--sc-gold-light); }
@media (max-width:900px){ .footer-grid{ grid-template-columns:1fr 1fr; } }
@media (max-width:560px){ .footer-grid{ grid-template-columns:1fr; } }

/* ---------- Inner pages (about, credit type, faq, contact) ---------- */
.page-hero{ background:var(--sc-navy-deep); color:#fff; padding:70px 0 54px; position:relative; overflow:hidden; }
.page-hero::before{ content:''; position:absolute; inset:0; background:radial-gradient(50% 60% at 90% 0%, rgba(201,162,39,.16), transparent 65%); }
.page-hero h1{ color:#fff; position:relative; z-index:1; }
.breadcrumb{ font-size:13px; color:rgba(255,255,255,.55); margin-bottom:16px; position:relative; z-index:1; }
.breadcrumb a:hover{ color:var(--sc-gold-light); }

/* ---------- Spec row (amount/term quick facts) ---------- */
.spec-row{ display:flex; gap:14px; flex-wrap:wrap; margin-top:30px; position:relative; z-index:1; }
.spec-item{ background:rgba(255,255,255,.06); border:1px solid rgba(201,162,39,.3); border-radius:var(--radius-sm); padding:14px 22px; }
.spec-item span{ display:block; font-size:12px; color:rgba(255,255,255,.55); margin-bottom:4px; }
.spec-item b{ font-family:var(--font-mono); font-size:18px; color:var(--sc-gold-light); }

/* ---------- Example calculation box ---------- */
.example-box{
  display:flex; gap:20px; align-items:flex-start; background:var(--sc-grey); border-left:4px solid var(--sc-gold);
  border-radius:var(--radius-md); padding:26px 28px; margin:32px 0;
}
.example-icon{ width:46px; height:46px; border-radius:12px; background:var(--sc-navy-deep); color:var(--sc-gold-light); display:flex; align-items:center; justify-content:center; flex:none; }
.example-box h3{ font-size:17px; margin-bottom:8px; }
.example-box p{ margin:0; color:var(--sc-text-muted); font-size:15px; }

.content-grid{ display:grid; grid-template-columns:2fr 1fr; gap:56px; }
.entry-content h2{ font-size:26px; margin-top:44px; }
.entry-content h2:first-child{ margin-top:0; }
.entry-content p{ color:var(--sc-text); font-size:16px; }
.entry-content ul{ margin:0 0 20px; }
.entry-content ul li{ position:relative; padding-left:26px; margin-bottom:10px; color:var(--sc-text); }
.entry-content ul li::before{ content:'✓'; position:absolute; left:0; color:var(--sc-gold); font-weight:700; }
.sidebar-card{ background:var(--sc-grey); border-radius:var(--radius-md); padding:28px; margin-bottom:24px; }
.sidebar-card h4{ font-size:15px; margin-bottom:14px; }
.sidebar-card .phone{ font-family:var(--font-mono); font-size:18px; color:var(--sc-navy); font-weight:700; }
@media (max-width:900px){ .content-grid{ grid-template-columns:1fr; } }

/* ---------- Eligibility list ---------- */
.elig-grid{ display:grid; grid-template-columns:repeat(2,1fr); gap:16px; }
.elig-item{ display:flex; gap:14px; align-items:flex-start; background:#fff; border:1px solid var(--sc-grey-line); border-radius:var(--radius-sm); padding:18px 20px; }
.elig-item i{ color:var(--sc-gold); margin-top:2px; }
@media (max-width:700px){ .elig-grid{ grid-template-columns:1fr; } }

/* ---------- Contact page ---------- */
.contact-grid{ display:grid; grid-template-columns:1fr 1fr; gap:48px; }
.contact-form{ background:#fff; border:1px solid var(--sc-grey-line); border-radius:var(--radius-lg); padding:36px; box-shadow:var(--shadow-soft); }
.form-row{ display:grid; grid-template-columns:1fr 1fr; gap:16px; margin-bottom:16px; }
.form-field{ display:flex; flex-direction:column; gap:6px; }
.form-field.full{ grid-column:1/-1; }
.form-field label{ font-size:13px; font-weight:600; color:var(--sc-navy-deep); }
.form-field input, .form-field select, .form-field textarea{
  padding:13px 14px; border:1px solid var(--sc-grey-line); border-radius:var(--radius-sm); font-family:inherit; font-size:14.5px; background:var(--sc-grey);
}
.form-field input:focus, .form-field select:focus, .form-field textarea:focus{ background:#fff; border-color:var(--sc-gold); }
.form-consent{ display:flex; gap:10px; align-items:flex-start; font-size:13px; color:var(--sc-text-muted); }
.contact-info-list{ display:flex; flex-direction:column; gap:20px; }
.contact-info-item{ display:flex; gap:18px; align-items:flex-start; }
.contact-info-icon{ width:46px; height:46px; border-radius:12px; background:var(--sc-navy-deep); color:var(--sc-gold-light); display:flex; align-items:center; justify-content:center; flex:none; }
.contact-info-item h4{ font-size:15.5px; margin-bottom:4px; }
.contact-info-item p{ font-size:14.5px; color:var(--sc-text-muted); margin:0; }
.map-placeholder{
  height:220px; border-radius:var(--radius-md); background:var(--sc-grey) url('data:image/svg+xml;utf8,<svg xmlns="http://www.w3.org/2000/svg" width="40" height="40"><path d="M0 20h40M20 0v40" stroke="%23E3E8EF" stroke-width="1"/></svg>');
  display:flex; align-items:center; justify-content:center; color:var(--sc-text-muted); font-size:13.5px; margin-top:20px; border:1px dashed var(--sc-grey-line);
}
.form-success{ display:none; background:#f0f7f0; border:1px solid #bfe3bf; color:#1f5b1f; padding:20px; border-radius:var(--radius-sm); font-size:14.5px; }
@media (max-width:900px){ .contact-grid{ grid-template-columns:1fr; } }
@media (max-width:560px){ .form-row{ grid-template-columns:1fr; } }

/* ---------- Branch photo showcase (front page) ---------- */
.branch-showcase{ display:grid; grid-template-columns:1.1fr 1fr; gap:56px; align-items:center; }
.branch-showcase-media{ position:relative; border-radius:var(--radius-lg); overflow:hidden; box-shadow:var(--shadow-lift); }
.branch-showcase-media img{ width:100%; height:100%; object-fit:cover; display:block; aspect-ratio:4/3; }
.branch-showcase-badge{
  position:absolute; bottom:18px; left:18px; background:rgba(16,24,43,.82); backdrop-filter:blur(6px);
  color:#fff; padding:10px 16px; border-radius:var(--radius-sm); font-size:13px; display:flex; align-items:center; gap:8px;
}
.branch-showcase-badge i{ color:var(--sc-gold); }
.branch-showcase-copy h2{ margin-bottom:16px; }
.branch-showcase-copy p{ color:var(--sc-text-muted); font-size:16px; margin-bottom:22px; }
.branch-showcase-list{ display:flex; flex-direction:column; gap:14px; margin-bottom:26px; }
.branch-showcase-list div{ display:flex; gap:12px; align-items:flex-start; font-size:14.5px; color:var(--sc-text); }
.branch-showcase-list i{ color:var(--sc-gold); margin-top:3px; }
@media (max-width:900px){ .branch-showcase{ grid-template-columns:1fr; } }

/* ---------- About page banner photo ---------- */
.about-banner{ margin:-10px 0 0; border-radius:var(--radius-lg); overflow:hidden; box-shadow:var(--shadow-lift); }
.about-banner img{ width:100%; height:auto; max-height:460px; object-fit:cover; display:block; }
.about-banner-caption{
  display:flex; align-items:center; justify-content:space-between; gap:16px; padding:14px 22px;
  background:var(--sc-grey); font-size:13.5px; color:var(--sc-text-muted); border-radius:0 0 var(--radius-lg) var(--radius-lg);
}
.about-banner-caption i{ color:var(--sc-gold); margin-right:6px; }

/* ---------- Contact page office photo ---------- */
.contact-office-photo{
  border-radius:var(--radius-md); overflow:hidden; margin-top:20px; box-shadow:var(--shadow-soft);
}
.contact-office-photo img{ width:100%; height:220px; object-fit:cover; display:block; }

/* ---------- Live loan estimate (application form) ---------- */
.loan-estimate{
  grid-column:1/-1; display:flex; flex-wrap:wrap; gap:24px; align-items:center;
  background:var(--sc-grey); border:1px solid var(--sc-grey-line); border-radius:var(--radius-md);
  padding:18px 22px; margin:-6px 0 6px;
}
.loan-estimate > div{ display:flex; flex-direction:column; }
.loan-estimate span{ font-size:12px; color:var(--sc-text-muted); margin-bottom:2px; }
.loan-estimate strong{ font-size:19px; font-family:var(--font-display); color:var(--sc-navy-deep); }
.loan-estimate p{ flex-basis:100%; margin:4px 0 0; font-size:11.5px; color:var(--sc-text-muted); }

/* ---------- Google Translate: fully neutralize default UI ---------- */
.goog-te-banner-frame,
.goog-te-banner-frame.skiptranslate,
#goog-gt-tt, .goog-te-balloon-frame,
#google_translate_element{ display:none !important; visibility:hidden !important; height:0 !important; }
html, body{ top:0 !important; position:static !important; }
.goog-tooltip, .goog-tooltip:hover{ display:none !important; visibility:hidden !important; }
.goog-text-highlight{ background:none !important; box-shadow:none !important; }
body > .skiptranslate{ display:none !important; }

/* ---------- Language switcher (pill grid, like the reference screenshot) ---------- */
.lang-switch{ position:relative; }
.lang-switch-toggle{
  display:flex; align-items:center; gap:6px; background:var(--sc-grey); border:1px solid var(--sc-grey-line);
  border-radius:999px; padding:7px 12px; font-size:13px; color:var(--sc-navy); cursor:pointer;
}
.lang-switch-toggle span{ font-size:15px; line-height:1; }
.lang-switch-toggle i{ font-size:9px; color:var(--sc-text-muted); transition:transform .2s ease; }
.lang-switch.open .lang-switch-toggle i{ transform:rotate(180deg); }

.lang-switch-panel{
  display:none; position:absolute; top:calc(100% + 12px); right:0; width:300px; background:#fff;
  border:1px solid var(--sc-grey-line); border-radius:var(--radius-lg); box-shadow:var(--shadow-lift); padding:16px; z-index:700;
}
.lang-switch.open .lang-switch-panel{ display:block; }
.lang-switch-label{ display:block; font-size:11px; font-weight:700; text-transform:uppercase; letter-spacing:.06em; color:var(--sc-text-muted); padding:0 2px 12px; }
.lang-switch-grid{ display:grid; grid-template-columns:1fr 1fr; gap:8px; }
.lang-option{
  display:flex; align-items:center; gap:8px; padding:11px 12px; border-radius:10px; font-size:13.5px;
  color:var(--sc-navy-deep); background:var(--sc-grey); border:1px solid transparent; text-align:left; cursor:pointer;
}
.lang-option:hover{ border-color:var(--sc-grey-line); }
.lang-option.active{ background:var(--sc-navy-deep); color:#fff; font-weight:600; }
.lang-option .flag{ font-size:16px; line-height:1; }

/* Mobile: the switcher becomes its own always-open section inside the slide-out menu,
   instead of a cramped dropdown squeezed next to the phone number and CTA button. */
@media (max-width:960px){
  .header-cta{ flex-direction:column; align-items:stretch; gap:16px; }
  .lang-switch-toggle{ display:none; }
  .lang-switch-panel{
    display:block !important; position:static; width:auto; background:none; border:none;
    box-shadow:none; padding:0; margin-top:6px;
  }
  .lang-switch-label{ color:rgba(255,255,255,.5); }
  .lang-option{ background:rgba(255,255,255,.06); color:#fff; }
  .lang-option.active{ background:var(--sc-gold); color:var(--sc-navy-deep); }
}

/* ---------- Floating hero shapes (subtle parallax) ---------- */
.hero-shape{ position:absolute; border-radius:50%; filter:blur(2px); opacity:.5; pointer-events:none; z-index:1; }
.hero-shape-1{ width:120px; height:120px; border:2px solid rgba(201,162,39,.35); top:14%; right:8%; }
.hero-shape-2{ width:60px; height:60px; background:rgba(201,162,39,.15); bottom:12%; left:4%; }
.hero-shape-3{ width:40px; height:40px; border:2px solid rgba(201,162,39,.25); top:60%; right:22%; }

/* ---------- Comparison table ---------- */
.compare-table-wrap{ overflow-x:auto; border-radius:var(--radius-md); border:1px solid var(--sc-grey-line); }
table.compare-table{ width:100%; border-collapse:collapse; min-width:720px; background:#fff; }
.compare-table th, .compare-table td{ padding:16px 20px; text-align:left; font-size:14.5px; border-bottom:1px solid var(--sc-grey-line); }
.compare-table th{ background:var(--sc-navy-deep); color:#fff; font-family:var(--font-mono); font-size:12.5px; text-transform:uppercase; letter-spacing:.05em; font-weight:600; }
.compare-table td:first-child, .compare-table th:first-child{ font-weight:600; color:var(--sc-navy-deep); }
.compare-table tbody tr:hover{ background:var(--sc-grey); }
.compare-table tbody tr:last-child td{ border-bottom:none; }

/* ---------- Eligibility quick-check ---------- */
.elig-check-card{ background:#fff; border:1px solid var(--sc-grey-line); border-radius:var(--radius-lg); padding:40px; box-shadow:var(--shadow-soft); }
.elig-check-list{ display:grid; grid-template-columns:1fr 1fr; gap:14px; margin-bottom:28px; }
.elig-check-item{ display:flex; align-items:center; gap:12px; background:var(--sc-grey); border-radius:var(--radius-sm); padding:14px 18px; cursor:pointer; user-select:none; transition:.2s ease; }
.elig-check-item:hover{ background:#eef1f6; }
.elig-check-item input{ width:18px; height:18px; accent-color:var(--sc-gold); flex:none; }
.elig-check-item span{ font-size:14.5px; }
.elig-result{ display:flex; align-items:center; gap:20px; padding-top:22px; border-top:1px solid var(--sc-grey-line); }
.elig-gauge{ width:64px; height:64px; border-radius:50%; flex:none; display:flex; align-items:center; justify-content:center; font-family:var(--font-mono); font-weight:700; font-size:15px; color:#fff; background:conic-gradient(var(--sc-gold) calc(var(--pct,0)*1%), var(--sc-grey-line) 0); position:relative; }
.elig-gauge::before{ content:''; position:absolute; inset:6px; background:#fff; border-radius:50%; }
.elig-gauge span{ position:relative; z-index:1; color:var(--sc-navy-deep); }
.elig-result-text{ font-size:14.5px; color:var(--sc-text-muted); }
.elig-result-text b{ color:var(--sc-navy-deep); }
@media (max-width:700px){ .elig-check-list{ grid-template-columns:1fr; } }

/* ---------- Partner marquee ---------- */
.marquee-wrap{ overflow:hidden; position:relative; -webkit-mask-image:linear-gradient(90deg,transparent,#000 8%,#000 92%,transparent); mask-image:linear-gradient(90deg,transparent,#000 8%,#000 92%,transparent); }
.marquee-track{ display:flex; gap:64px; width:max-content; animation:marquee 28s linear infinite; }
.marquee-track div{ font-family:var(--font-display); font-weight:700; font-size:20px; color:var(--sc-text-muted); opacity:.5; white-space:nowrap; }
@keyframes marquee{ from{ transform:translateX(0); } to{ transform:translateX(-50%); } }

/* ---------- Blog preview cards ---------- */
.blog-preview-card{ background:#fff; border:1px solid var(--sc-grey-line); border-radius:var(--radius-md); overflow:hidden; transition:.3s ease; }
.blog-preview-card:hover{ transform:translateY(-6px); box-shadow:var(--shadow-soft); }
.blog-preview-thumb{ aspect-ratio:16/10; background:linear-gradient(135deg,#0B2C55,#10182B); display:flex; align-items:center; justify-content:center; }
.blog-preview-thumb i{ color:#C9A227; font-size:26px; }
.blog-preview-card .body{ padding:24px; }

/* ---------- Magnetic buttons (JS-driven transform) ---------- */
.btn-magnetic{ transition:transform .15s ease; will-change:transform; }
/* ---------- Chat widget ---------- */
.sc-chat{ position:fixed; bottom:24px; right:24px; z-index:900; }
.sc-chat-bubble{
  width:58px; height:58px; border-radius:50%; background:var(--sc-navy-deep); color:var(--sc-gold-light);
  font-size:22px; border:none; box-shadow:var(--shadow-lift); display:flex; align-items:center; justify-content:center;
  transition:transform .25s ease;
}
.sc-chat-bubble:hover{ transform:scale(1.08); }
.sc-chat-panel{
  position:absolute; bottom:74px; right:0; width:320px; background:#fff; border-radius:var(--radius-lg);
  box-shadow:var(--shadow-lift); border:1px solid var(--sc-grey-line); display:none; flex-direction:column; overflow:hidden;
}
.sc-chat-panel.open{ display:flex; }
.sc-chat-header{
  background:var(--sc-navy-deep); color:#fff; padding:16px 18px; display:flex; align-items:flex-start; justify-content:space-between;
}
.sc-chat-header strong{ display:block; font-size:14.5px; }
.sc-chat-header span{ font-size:12px; color:rgba(255,255,255,.6); }
.sc-chat-header button{ background:none; border:none; color:rgba(255,255,255,.7); font-size:16px; }
.sc-chat-header button:hover{ color:#fff; }
.sc-chat-body{ padding:16px 18px; background:var(--sc-grey); }
.sc-chat-msg{ background:#fff; border-radius:12px 12px 12px 4px; padding:12px 14px; font-size:13.5px; color:var(--sc-text); box-shadow:0 2px 6px rgba(11,44,85,.06); }
.sc-chat-success{ background:#eaf6ea; border:1px solid #bfe3bf; color:#1f5b1f; border-radius:10px; padding:10px 12px; font-size:13px; margin-top:10px; }
.sc-chat-form{ padding:14px 18px 18px; display:flex; flex-direction:column; gap:10px; }
.sc-chat-form input[type=email], .sc-chat-form textarea{
  padding:10px 12px; border:1px solid var(--sc-grey-line); border-radius:8px; font-family:inherit; font-size:13.5px; resize:none;
}
@media (max-width:480px){ .sc-chat-panel{ width:calc(100vw - 32px); right:-8px; } }

.reveal{ opacity:0; transform:translateY(24px); }
.reveal.is-visible{ opacity:1; transform:translateY(0); transition:opacity .7s ease, transform .7s ease; }